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Banking and Finance Practice

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STA is a fully integrated network of law offices with senior banking and finance lawyers who regularly advise banks, financial institutions and other players in several types of banking and financing transactions. We provide detailed analysis, extensive product expertise, and tailored solutions to the spectrum of financing transactions. Our lawyers in Dubai and across the world regularly consult on matters involving corporate debt, asset-based financing, project financing, syndicated loans, property securitization, real estate, and more.
 
Our client base includes both local and international banks, finance companies, underwriting firms, hedge funds, corporate borrowers, private equity sponsors, trustees, and many others. Typical transactions in our practice also cover domestic as well as international asset-based and cash-flow secured and unsecured credit facilities, acquisition financing, and other leveraged buyouts.  Moreover, our team of banking attorneys regularly work on matters involving loan-participations, inter-creditor arrangements and mezzanine debt financings, letters of credit, loan workouts, and debt restructurings. 

STA's banking and finance practices span across the Middle East, Asia, and Europe. Due to our lawyers’ daily involvement in every spectrum of banking and financial matters, we are well-versed and experienced in readily recognizing crucial and sensitive issues of importance to our banking and finance clients. This proficiency enhances our ability to work consistently with our client-base to realize their objectives sooner.

Asset Finance
STA's Asset Finance team works closely with our corporate, intellectual property, litigation, and compliance teams to provide clear and cogent advice and solutions. Our team covers financings and transactions domestically as well as internationally, serving a broad range of industry sectors in areas of asset financing, advising on issues such as all types of debt, securitizations, and retails. 
 
We counsel both borrowers and lenders, in addition to servicers, aircraft owners, airlines, shipping companies, lessors and lessees, and non-banking financial institutions. Our clients currently include airlines, maritime and shipping companies, fund managers, project sponsors, banks, government entities, operators, and export credit agencies. Our extensive experience also covers aircraft financing, operating leases, used aircraft transactions, and counsel on matters involving general aviation. Our team works alongside our project finance, construction, litigation, bankruptcy and commercial team. Our experience also covers the following:-
  • domestic and cross-border leasing
  • mergers and acquisitions
  • transaction structuring
  • construction financing and joint ventures
  • asset sale
  • corporate restructuring
  • structured and operating leasing
Equity and Debt Capital Markets
STA's lawyers have several years of experience in representing issuers, private equity funds, underwriters, hedge funds, and others within the industry. Our experience broadly covers:-
  • structuring and organizing investments funds
  • formation and IPO transactions
  • conducting legal due diligence  
  • evaluate, negotiate and consummate acquisitions
  • equity as well as secondary offerings, prospectus drafting and providing transactional and general corporate representation to equity funds
  • fund formation
  • regulatory and compliance matters in principal markets throughout the world including listing on stock exchange platform(s)
Derivatives
Our team of banking and Islamic finance lawyers across the Middle East, Asia and Europe offer expert advice in areas of regulatory and compliance, litigation, in addition to transactional counsel on a broad range of hybrid and tailored derivative products.
 
Our lawyers are experienced in every aspect of execution, trading, in negotiating and in drafting and executing documentation. We also assist with hedging, netting and collateral transactions, currency exchange, commodities and derivative based structured finance arrangements. Our lawyers also regularly provide legal opinions on matters involving enforceability for cleared derivatives for clearing houses and other participants.
Project Finance
STA's team of lawyers and professionals counsels and assists public sector undertaking, private sponsors, developers, PPP projects, and financial institutions in a broad range of areas including oil and gas, renewable energy, infrastructure, transportation, and mining. We also advise on regulatory matters affecting project finance market participants.  
 
We represent lenders, sponsors, and other participants in issues involving financing, structuring, development, construction, operation, and management of an extensive range of infrastructure projects. We also negotiate concession contracts and represent in full range of financings, private placements, and public offerings.
 
Our team has the expertise to develop and execute both traditional as well as innovative financing concepts to thoroughly serve the interest of our clients. We have also handled transactions involving natural gas, waste management, transportation, electricity and natural gas in addition to other utility projects. STA brings one-stop legal and commercial services for our client's project finance, infrastructure, and P3 project requirements. This capability eliminates the need to depend on multiple law firms to address their legal matters. Also, our extensive national and international locations, global resources and reach position us to serve clients across the Middle East, Asia, and Europe.
Banking Litigation
STA's litigation team regularly assists clients who face contentious claims that have the potential of risking their goodwill, are sophisticated and in many cases multi-jurisdictional. Our lawyers in Dubai and across our international network represent clients in practically all facets of banking and financial services litigation. We have represented banks, financial institutions, credit card issuers, mortgage lenders and other participants in matters involving unfair practices, lender liability, debt recovery, breach of contract, breach of trust, disclosure violations, and disclosure practices. 
 
STA's litigation team includes senior attorneys who are recognized as top criminal lawyers in Dubai and UAE. We are committed to resolve conflicts as smoothly as practicable and aim at offering services that are practical, timely and result oriented. We recognize the importance and value of forensic accounting in banking litigation and the role that damage experts and fraud investigators play in providing specialized services. We work alongside some of the top global forensics investigators across Europe, the United States and Asia who are leading experts in diverse areas of the forensics investigation.
 
Besides regular banking litigation, our technology lawyers in Dubai and other offices also advise banks on technical and commercial matters such as information technology contracts, contract interpretation, provide legal opinions on the appropriate venue for dispute resolution, in addition to other business litigation matters. We act for and represent banks, financial institutions and other players on issues involving regulatory investigations, lender action, bankruptcy, mortgage enforcement, credit issues, and privacy issues.
 
With laws and regulations constantly evolving in the banking and financial industry, our team closely monitor changes and new trends in law, regulatory and compliance areas to provide the most updated and cogent legal advice. To learn more about STA's litigation practice and our domestic and international arbitration, please click here. 
Financial Regulation
STA's team advises banks, insurance companies, asset managers, underwriters, clearing houses, exchange houses, and rating agencies on a diverse range of matters including:- 
 
establishment and formation of new financial service business, mergers, and acquisition, 
 
corporate structuring and restructuring, insurance and banking law, regulatory and compliance, securities lending, financial services regulations, and regulatory investigations.
 
We provide strategic and commercial advice to investment banks, trading platforms on matters involving financial regulation, risk management, compliance, and enforcement. Our lawyers in Dubai and Abu Dhabi law firm also advise on Dubai International Financial Centre (DIFC), Abu Dhabi Global Markets (ADGM) and Financial Services Regulatory Authority (FSRA) regulations.   
Islamic Finance 

Islamic finance has been gaining more appreciation, particularly in the middle east, where our attorneys offer the niche financial, legal advisement that makes a difference. Our attorneys provide bespoke legal advice regarding the regulation programs and codes set forth by the Dubai Financial Services Authority (DFSA) and other vital market regulators such as the UAE Central Bank, the UAE Ministry of Finance, ADGM, and the UAE Ministry of Economy and Commerce.

Please Contact Us to let us know how we can assist you with your legal concerns

 

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